At Stites Financial our goal is to help you, your family, or business realize your dreams by providing the best financial and insurance tools and services available. We can do this because of a few key reasons. First, we are independent and have no proprietary products that we have to recommend. This ensures we have access to the best product and services on the market at any time. Second, we have experience and knowledge of the insurance and financial business and have teamed up with other professionals in the legal, accounting, and mortgage businesses to help assist us in all your financial needs. Third, we are large enough to meet your needs, but small enough to provide the personal and professional service that you deserve.

Stites Financial LLC is a firm owned by Bob & Rick Stites (twin brothers) with an advisory board to assist them in providing the quality care that customers want from a financial services company. The purpose of our firm is to assist individuals, families, and businesses in structuring both insurance plans and investment programs that fit the needs of each client. Our service and accountability is our primary focus for all clients. We specialize in benefit plans for businesses, investments, estate planning, and charitable giving.
 
Bob & Rick have been in the financial services business since 1990. They each earned the Life Underwriting Training Council Fellow (LUTCF) designation in 1994. Rick is a former board member of the local National Association of Insurance and Financial Advisors (NAIFA). Both are current members of the Financial Services Institute. Rick is currently serving on the board of the West Washtenaw Business Association and the Washtenaw Home Builders Foundation. Bob is an active member in the Chelsea Area Chamber of Commerce and the local chapter of the National Association of the Remodeling Industry.
 
Bob and Rick are from the Ann Arbor area and graduated from the University of Michigan in 1988. They both played for the University of Michigan football team from 1984 to 1987.
 
The firm’s revenue comes from the insurance companies directly, commission- based security products, and fee-based brokerage accounts. Alternatively, a client may elect to be billed through consulting. Stites Financial can also be compensated by other professionals with whom we work.  
To be an independent financial adviser means that while adhering to regulatory parameters, the adviser has the freedom to operate his practices as he deems best for his clients -- rather than as a large corporation may mandate.
 
  
Calculators

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Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

How Health-Care Expenses Could Affect Your Retirement Lifestyle

Given the discussion over the future of U.S. health care, is it time to recalculate how much money you will need to pay for medical care in retirement?

Getting Something for Giving

Charitable trusts may help your charity of choice while also providing you with potential tax benefits.

The Problem with Investment Gains

Believe it or not, a significant investment gain, especially one from an unexpected source, can pose a risk to your progress toward long-term goals if it's not handled properly.

The Board of Directors: A Key to Company Success

Given the wide and important role that the board plays, it is a good idea to look beyond the glossy portraits and become familiar with the individuals tasked with guarding shareholder wealth.

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