Stites Financial LLC is an independent financial services firm. Our focus on client service and investment products ensure you receive a personalized plan that is right for you. Unlike corporate owned financial companies, our independent financial advisors exercise the freedom to identify investment products that match with your overall financial goals and investment experience. We are not bound to selling one product or service, we make the decision based on your best interests.

At Stites Financial, we are committed to providing you with the personal and professional service you deserve. Our mission is to help individuals, families, and businesses realize their future dreams by providing specific financial and insurance knowledge, products and services to help meet each client's goals.

With over 40 years of combined experience, twin brothers Bob Stites and Rick Stites, specialize in investments, estate planning, benefit plans for business, and charitable giving. Join our newsletter for monthly updates about our services and financial industry related topics, and contact us to schedule a free consultation and allow us the opportunity to earn your business and help secure your financial future.

Lease Interest

What's the interest rate on the lease you're considering?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

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Pick Up This Split for Long-Term Retirement Income

The number of Americans aged 90 or older almost tripled from 1980 through 2010 and is projected to quadruple by 2050. As people live longer they may need to fund a longer-than-expected retirement. This article discusses how a split-annuity strategy could help provide a long-term income stream.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

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