At Stites Financial our goal is to help you, your family, or business realize your dreams by providing the best financial and insurance tools and services available. We can do this because of a few key reasons. First, we are independent and have no proprietary products that we have to recommend. This ensures we have access to the best product and services on the market at any time. Second, we have experience and knowledge of the insurance and financial business and have teamed up with other professionals in the legal, accounting, and mortgage businesses to help assist us in all your financial needs. Third, we are big enough to get what you need, but small enough to provide the personal and professional service that you deserve.

Stites Financial LLC is a firm owned by Bob & Rick Stites (twin brothers) with an advisory board to assist them in providing the quality care that customers want from a financial services company. The purpose of our firm is to assist individuals, families, and businesses in structuring both insurance plans and investment programs that fit the needs of each client. Our service and accountability is our primary focus for all clients. We specialize in benefit plans for businesses, investments, estate planning, and charitable giving.
 
Bob & Rick have been in the financial services business since 1990. They each earned the Life Underwriting Training Council Fellow (LUTCF) designation in 1994. Rick is a former board member of the local National Association of Insurance and Financial Advisors (NAIFA), and both remain current members of the Association. Rick is currently serving on the board of the West Washtenaw Business Association and Bob is a member of the board on the Chelsea Area Chamber of Commerce.
 
Bob and Rick are from the Ann Arbor area and graduated from the University of Michigan in 1988. They both played for the University of Michigan football team from 1984 to 1987.
 
The firm’s revenue comes from the insurance companies directly, commission- based security products, and fee-based brokerage accounts. Alternatively, a client may elect to be billed through consulting. Stites Financial can also be compensated by other professionals with whom we work.  

To be an independent financial adviser means that while adhering to regulatory parameters, the adviser has the freedom to operate his practices as he deems best for his clients -- rather than as a large corporation may mandate.
 
  

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Define Your Own Benefits

Everyone wants to be a happy retiree someday, but there's a big problem.

The Consumer Price Index and You

Inflation is a long-term, sustained rise in the general level of prices, as measured by the Consumer Price Index (CPI).

Dow Know-How

The Dow has been on a tear for many months, recently breaking 14,000. This article looks at the Dow and explains this benchmark.

Free to Retire

A variable annuity might provide a way to help you pursue your retirement goals if you don’t have the time required to develop a winning retirement strategy.

More Newsletters →